Traveling With Cents

Travel insurance is essential because numerous situations can lead to trip cancellations, early returns, or emergency medical needs while traveling.

Here are 10 common scenarios where travel insurance proves invaluable:

1. Flight Cancellations: You and your friends arrive at the airport late at night for a connecting flight, only to discover that your flight has been canceled. Who can help you find new flights to get everyone home?
2. Lost Luggage with Medication: Your bag containing your prescription medicine is lost. You need help locating your bag and getting an emergency prescription filled. Who do
   you call?
3. Stolen Passport and Wallet: During your first visit to Rome, Italy, your passport and wallet are stolen. Where do you turn for assistance in obtaining emergency cash, and how will you get your passport replaced?
4. Medical Emergencies Abroad: You're involved in an accident, and adequate medical treatment is not available. Who will help coordinate a medical evacuation?
5. Family Illness: Your mother-in-law becomes seriously ill, forcing you to cancel your trip. What happens to your non-refundable deposits or pre-payments?
6. Luggage Issues: You arrive in Jamaica, but your luggage doesn't. If it's lost, who will help you find it? If it's delayed, who will reimburse you for covered necessities? If it's stolen, who will reimburse you for its contents?
7. Travel Provider Bankruptcy: Your cruise line, airline, or tour operator goes bankrupt. Who will pay for your non-refundable expenses, and who will assist in getting you to your destination?
8. Injury in a Foreign Country: You're walking down a street in Chile and twist your ankle. Who can assist you in finding an English-speaking physician?
9. Terrorist Incident: A terrorist incident occurs in the city you plan to visit three weeks before your scheduled arrival. Who will reimburse you if you want to cancel your trip?
10. Natural Disasters: You are at a beach resort in Florida and are forced to evacuate due to a hurricane that makes your resort uninhabitable. Who can assist you in being evacuated, and who will reimburse you for your lost vacation investment?

Travel insurance offers crucial support and financial protection in these and many other unexpected situations, ensuring peace of mind throughout your travels.

The answer to most of these questions is that you would be responsible for the costs or risk losing money on your travel investment. To avoid this, we highly recommend travel insurance to all our clients.

When you purchase one of our travel packages or any travel in general, please consider travel protection coverage. It's better to have insurance and not need it than to need it and not have it!

Travel insurance protects your investment and provides peace of mind. We at Traveling With Cents recommend "cancel for any reason" insurance. This type of insurance allows you to cancel for any reason, offering greater flexibility and security.

During the COVID-19 pandemic, many insurance companies did not approve claims related to COVID-19. However, cancel for any reason insurance will cover cancellations due to COVID-19 or any other reason. While this insurance may cost more than standard policies, it offers superior protection for your investment. Purchasing this type of policy is time-sensitive, so please make this a priority.

Here are some travel insurance companies we have previously collaborated with. Please visit their websites directly:

✔ AllianzTravel Insurance
✔ CSA Travel Protection
✔ TravelEx
✔ Travel Guard
✔ Travel Safe

Please take your time to select the travel insurance company that best fits your personal
preferences.

For additional options, you can search online using keywords like "travel insurance companies", "travel insurance", or "travel protection"

xoxo,
Traveling With Cents